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Initiative for Students

Compassionate Solutions for Financial and Educational Challenges

Initiative for Students (INS) supports students through five core initiatives: Qarz-e-Hasana, scholarships, publications, campaigns, and coaching. The following sections explain how the funds required to operate these services are collected and utilized.

Fund Collection

We collect funds from various sources to operate our activities:

INS operates through a "revolving fund" model — as soon as a student repays a loan, the funds are made available to another student in need. As a result, every contribution continues to create long-term impact even after helping the initial student.

Utilization of Funds

INS maintains full financial transparency. All transactions related to received donations and distributed funds are recorded and shared through a public financial report. Donors may directly review these records if they wish.

Category Description
Qarz-e-Hasana Interest-free loans for students facing financial hardship — the primary use of the total fund.
Scholarships Merit-based scholarships and one-time study grants.
Publications Writing, printing, and distributing INS publications.
Campaigns Educational campaigns, mentorship programs, and awareness activities.
Coaching INS Coaching Center — teacher, mentor, and operational support.
Administrative Expenses Expenses required to maintain transparency, records, and accountability.

Would you like to get in touch?

If you have any questions, feedback, or suggestions about the activities of Initiative for Students (INS), we warmly welcome them. We look forward to hearing from you.